Answer :
Final answer:
Severance of joint tenancy disrupts the four unities maintaining the joint tenancy and transforms it into a tenancy in common, thereby allowing individual property shares to be sold or transferred independently.
Explanation:
The effect of severance on a beneficial joint tenancy in law is that it disrupts the four unities (interest, title, time, and possession) that maintain the joint tenancy. When a joint tenancy is severed, it converts into a tenancy in common. Each tenant in common owns an individual share and can sell or transfer it to others without the other joint tenant's consent.
For example, in the absence of severance, if A and B own a property as joint tenants and B dies, A automatically gets the entire property. However, if A severs the joint tenancy before B's death, upon B's death, B's portion of the estate wouldn't automatically pass onto A and instead would be disbursed according to B's will or state succession law.
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